Terms and Conditions

Agreement for Use

This website is operated by Karen McPhail-Bell ("me”, “I”, “my"). By accessing and using this website, you agree to comply with these Terms and Conditions. The website provides information about my coaching, art, and workshop services. I reserve the right to modify or discontinue any part of the site without prior notice.

Disclaimer: No Advice Provided

My resources and services, including coaching and workshops, are for informational and personal development purposes only and do not constitute professional advice, legal, financial, or otherwise. You are encouraged to seek independent advice before making decisions based on our services or materials.

Acceptable Use and Copyright

All artwork, images, and content on this website are the sole property of Karen McPhail-Bell and are protected under copyright law. They may not be copied, collected, or used for personal or professional gain without written permission. Unauthorised use of these materials is strictly prohibited.

Copyright and Intellectual Property

All intellectual property, including coaching methodologies, workshop materials, artwork and free resources, are owned by Karen McPhail-Bell. Unauthorised reproduction or distribution is prohibited.

Site Content

The content provided on this website, including blog posts and resources, is for general informational purposes only and should not be considered professional advice. While I strive for accuracy, I do not guarantee color accuracy of artwork images due to variations in display devices. Users may comment on blog posts, but I reserve the right to moderate or remove inappropriate content.

Third-Party Links

This website may contain links to third-party websites, advertisements, or affiliate links. I do not endorse or take responsibility for the content, accuracy, or practices of these third-party sites.

Sales Terms

I reserve the right to withdraw any artwork or services from sale at any time. Purchases are subject to availability. Payment processing is handled by external providers, and I am not liable for issues arising from their services. Please refer to my Privacy Policy for more information on data security.

Security of Data

I use industry-standard measures to protect user data. Payment security is managed through external payment providers. Users are encouraged to review my Privacy Policy for detailed information on how I handle personal data.

Site Management

My website is hosted on Squarespace, which ensures robust security and virus protection. While I take reasonable steps to maintain site integrity, I cannot guarantee uninterrupted or error-free operation.

Indemnity and Limitation of Liability

By using my services, you agree to indemnify me against any claims arising from your use of this website or my goods and services. My liability is limited to the fullest extent permitted under the Australian Competition and Consumer Act 2010 (Cth) (“ACL”).

Governing Law

These Terms and Conditions are governed by the laws of Australia. I comply with the ACL. Any disputes arising from these terms will be resolved in Australian courts.

Refunds

Refunds are provided in accordance with my refund policy, which complies with the ACL. My refund policy for original art is available here. My coaching contract outlines allowances for cancellations. No refunds will be provided for a change of mind.

Amendments

I reserve the right to amend these Terms at any time. Changes will be effective upon posting on my website or notifying you directly.

Contact Information

For questions or concerns about these Terms and Conditions, please contact me at at karen(at)drkmcb(dot)com.